Attorney General files lawsuit against Lakeville chiropractorPublished: 2009-09-10 11:19:46Author: T.W. Budig | HometownSource.com | August 12, 2009Attorney General Lori Swanson and the Minnesota Board of Chiropractic
Examiners filed a lawsuit today (Wednesday, Aug. 12) in Dakota County
District Court against a Lakeville chiropractor alleging his clinic
enrolled patients in medical credit cards without permission and
wrongfully placed charges on the cards.
“This is the health care version of subprime predatory mortgage lending,” said Swanson at a Capitol press conference.
The suit was filed against Express Health, a chiropractic clinic
which has facilities in Lakeville and Apple Valley, and clinic owner
Cory Couillard of Lakeville.
Appearing with Attorney
General Lori Swanson at a Capitol press conference were Dr. Larry
Spicer, executive director of the state chiropractic board, and a
number of patients allegedly wronged by Couillard.
In
the suit, Swanson and the chiropractic board allege that the clinic
aggressively enrolled patients — about 150 all told, said Swanson — in
“CareCredit” credit cards issued by GE Money Bank.
Clinic misrepresented intentions
In
doing so, the clinic often misrepresented its intentions to patients
while sometimes falsying applications to the credit card company to
insure acceptance.
Once accepted, the clinic immediately place
charges of up to $5,040 on the credit cards without patient knowledge
or consent, the suit alleges.
Between December, 2006, and April,
2009, the Express Health charged $560,850 to CareCredit credit cards
issued to patients, according to the suit.
“He never gave a
reason,” said Lana Erickson of Edina, a former patient who went to
Couillard’s clinic for intense neck and back pain and ended up
receiving a credit card she did not want.
First experience with credit cards
For
Lindsay Westerkamp, 25, of Burnsville, the medical credit card she
received through the clinic and the $3,100 charge on it was her first
experience with credit cards.
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